Buying a home (or an investment property) is an extensive process. Searching for, narrowing down, viewing, putting in offers, setting your conditions, and finally closing on a home can be overwhelming; there are many tasks to handle and considerations to think about that you may not have even known about. The David Yetman Group will enable you to relax during the buying process, as we take you through every step and ensure all the critical details are taken care of. Our REALTORS® will draw on their years of experience and extensive real estate knowledge to ensure you get the best possible deal on your dream home.
we support you every step of the way
Let us minimize your stress throughout the home buying process as we guide you through every step of the way:
- Property Inspections
- Property Disclosure
- Review of Written Seller’s Disclosure
- Appraisal Contingency/Conditions
- Home Warranty
- Estimate of Funds Required
- Offer Preparation
- Negotiation Strategy
- Offer Presentations
- Walk Through
- Closing the Sale
- After Sale Service
- Service Satisfaction Survey
- Follow Up Service
Find valuable resources for buyers in the Halifax Regional Municipality market on ThinkHalifax.com.
TRUST THE DAVID YETMAN GROUP
The David Yetman Group provides the most current information and expert advice so you can make educated decisions when buying and selling real estate in Halifax Regional Municipality.
first time buying?
Buying your first home is one of the most important and exciting purchases of your life! We know that making such a big purchase for the first time can be daunting, so we've prepared some important home buying information for first-time buyers.
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HOME BUYER'S GLOSSARY
AMORTIZATION PERIOD
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
APPRAISAL
The process of determining the market value of a property.
CLOSED MortgageS
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
MORTGAGE
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
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